The connected EWA ecosystem
WDAS orchestrates employer rules, payroll data, secure processing, payment rails, deduction schedules and management insight.
Create custom rules the fit your requirements
Employers
Approve rules, eligibility, caps and access cycles.
Payroll
Provides secure employee, net pay and cycle data.
WDAS
Calculates, orchestrates, records and reports.
Funding & Payments
Funds, settles and disburses through bank or wallet rails.
Employees
Access a controlled portion of wages already earned.
System architecture
1
Data layer
Secure payroll intake, eligibility, net pay, cycle and deduction information.
2
Rules layer
Employer-approved caps, groups, cycles, exclusions and access calculations.
3
Transaction layer
Consent, disclosure, request status, audit trail and payout routing.
4
Payment layer
Bank and wallet disbursement, funding allocation and settlement.
5
Payroll recovery
Deduction schedules, recovery outputs, reconciliation and exceptions.
6
Insight layer
MIS, usage analytics, financial wellness indicators and operational dashboards.